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Travel Insurance

Travel Insurance

Travel Insurance for Your Next Trip

Whether you’re planning a week in the sun, a cruise, a long-awaited family holiday or a longer trip around the world, having the right travel insurance can help protect you when things don’t go to plan.

At The Yorkshire Broker, we’ve partnered with specialist travel insurance provider Aneevo to give you access to an online travel insurance quote and buy service, allowing you to compare cover from a panel of travel insurers.

Options are available for everything from straightforward holidays to travellers with pre-existing medical conditions, older travellers, cruises and longer trips.

Ready to get covered?

Get a travel insurance quote online in just a few minutes.

Get a travel insurance quote 

You’ll be transferred to our travel insurance quote and buy service, operated by Aneevo.

We have partnered with Aneevo to assist you in finding Travel Insurance.

When you click the quote link, you will be transferred to a white label website operated by Aneevo, a trading name of Just Insurance Agents Limited.

Please view their Privacy Policy on the website for full details on how your data is used

Travel Insurance for Pre-Existing Medical Conditions

Having a medical condition doesn’t necessarily mean you can’t get travel insurance.

The travel insurance service we provide access to is specifically designed to accommodate a wide range of travellers, including people with pre-existing medical conditions.

You’ll be asked some questions about your health as part of the online quotation process. This helps the insurers assess your circumstances and offer appropriate cover where available.

Depending on your circumstances, this could include conditions such as heart conditions, diabetes, high blood pressure and other existing medical conditions.

It’s important to declare all relevant medical conditions accurately when obtaining your quotation. Failure to disclose a condition could affect a future claim.

Get a travel insurance quote with medical conditions

You’ll be transferred to our travel insurance quote and buy service, operated by Aneevo.

We have partnered with Aneevo to assist you in finding Travel Insurance.

When you click the quote link, you will be transferred to a white label website operated by Aneevo, a trading name of Just Insurance Agents Limited.

Please view their Privacy Policy on the website for full details on how your data is used

Travel Insurance With No Upper Age Limit

Finding travel insurance can sometimes become more difficult as you get older, particularly where traditional travel policies or packaged bank accounts impose age restrictions.

The Aneevo panel includes single-trip travel insurance with no upper age limit, helping older travellers search for suitable cover.

Whether you’re travelling to Europe, heading further afield or planning a cruise, you can complete your details online and see the options available to you.

Get a travel insurance quote with no upper age limit

You’ll be transferred to our travel insurance quote and buy service, operated by Aneevo.

We have partnered with Aneevo to assist you in finding Travel Insurance.

When you click the quote link, you will be transferred to a white label website operated by Aneevo, a trading name of Just Insurance Agents Limited.

Please view their Privacy Policy on the website for full details on how your data is used

What Types of Travel Insurance Are Available?

Different trips need different types of protection. Through our online quote and buy facility, you can access a range of travel insurance options.

Single Trip Travel Insurance

Going away once? Single-trip travel insurance can provide cover for one specific holiday or journey. Options available through the service include trips of up to 365 days, with no upper age limit available on single-trip policies.

Annual Multi-Trip Travel Insurance

If you travel several times throughout the year, an annual travel insurance policy may be more convenient than arranging separate insurance for every trip. Depending on the insurer and policy selected, cover can be available for multiple UK, European and worldwide trips.

Long-Stay & Backpacker Travel Insurance

Planning a gap year, backpacking adventure, study abroad or extended trip? Long-stay policies are available for eligible UK residents, with options for trips lasting up to 15 months.

Cruise Travel Insurance

Cruises can create risks that aren't always addressed in the same way by standard travel insurance. Specialist cruise cover may include benefits for things such as: • missed port departure • cabin confinement • unused excursions • itinerary changes • cruise interruption • emergency evacuation and repatriation.

Why Is Travel Insurance Important?

It’s easy to think, “I’ll sort the insurance just before we go.”

But travel insurance isn’t only there for when you’re actually abroad.

Cancellation cover can start before your holiday, protecting you against certain unexpected events that prevent you from travelling. That’s why it can make sense to arrange your insurance as soon as you’ve booked your trip, rather than waiting until departure.

And the potential cost of something going wrong overseas shouldn’t be underestimated.

The Aneevo information pack cites ABI claims data showing UK travel insurers paid £472 million in claims, including £262 million relating to medical claims. One of the real-world examples in the pack involved treatment and repatriation following a fall in Spain costing £124,000.

Do I Still Need Travel Insurance If I Have a GHIC?

A UK Global Health Insurance Card (GHIC) can be useful when travelling in eligible countries, but it isn’t a replacement for travel insurance.

A GHIC provides access to certain state-provided healthcare, subject to the rules of the country you’re visiting. It doesn’t provide the wider protection that travel insurance can offer, such as cancellation, baggage, personal liability or repatriation.

For example, a case study included within Aneevo’s information pack describes a fall in France where the GHIC covered 80% of treatment costs, but £16,000 remained outstanding, including the cost of returning the traveller to the UK on a stretcher.

Travel Insurance FAQs

There are so many question around travel insurance, here is a list of a few frequently asked questions we get here at The Yorkshire Broker.

Can I get travel insurance with a pre-existing medical condition?

Potentially, yes. The travel insurance panel is designed to accommodate pre-existing medical conditions. You'll need to complete the medical screening questions accurately so that the available insurers can assess your circumstances.

Annual Multi-Trip Travel Insurance

If you travel several times throughout the year, an annual travel insurance policy may be more convenient than arranging separate insurance for every trip. Depending on the insurer and policy selected, cover can be available for multiple UK, European and worldwide trips.

Long-Stay & Backpacker Travel Insurance

Planning a gap year, backpacking adventure, study abroad or extended trip? Long-stay policies are available for eligible UK residents, with options for trips lasting up to 15 months.

Cruise Travel Insurance

Cruises can create risks that aren't always addressed in the same way by standard travel insurance. Specialist cruise cover may include benefits for things such as: • missed port departure • cabin confinement • unused excursions • itinerary changes • cruise interruption • emergency evacuation and repatriation.

Does a GHIC replace travel insurance?

No. A GHIC and travel insurance provide different protection. A GHIC doesn’t provide cover for many of the risks addressed by travel insurance, including repatriation, cancellation and lost belongings

Does travel insurance cover cancellation?

It can, depending on the reason for cancellation and the policy you’ve purchased. Policies have different cancellation limits and exclusions, so make sure the amount of cover is sufficient for the cost of your holiday.

What Can Travel Insurance Cover?

The exact cover depends on the insurer and policy you choose, but travel insurance can typically provide protection for some of the biggest financial risks associated with travelling.

This may include:

Emergency medical expenses

Medical treatment abroad can be extremely expensive. Some policies available through the service provide emergency medical expenses cover running into millions of pounds.

Repatriation

If you become seriously ill or injured abroad, getting you safely back to the UK can be costly. Travel insurance can provide repatriation cover where the circumstances are insured.

Cancellation

If an unexpected insured event means you can't travel, cancellation insurance may help recover pre-paid costs such as flights, accommodation and excursions.

Personal liability

Cover may be available if you accidentally cause injury to another person or damage their property.

Luggage and personal belongings

Depending on the policy selected, cover may be available if luggage or personal possessions are lost, stolen or damaged.

Travel disruption and additional expenses

Some policies provide additional protection for certain delays, disruption or emergency accommodation. The exact benefits, excesses and limits differ considerably between policies, which is why it's important to check the policy wording before buying.

Get a Travel Insurance Quote Online

We’ve made arranging travel insurance straightforward.

There’s no need to wait for us to prepare a quotation manually. Simply use our online quote and buy facility to enter your trip details, tell the service about any relevant medical conditions and compare the available options.

You can then review the cover, choose the policy that’s right for you and purchase it online.

Complete your online travel insurance enquiry

Important Information

We have partnered with Aneevo to assist you in finding Travel Insurance.

When you click the quote link, you will be transferred to a white label website operated by Aneevo, a trading name of Just Insurance Agents Limited.

Please view their Privacy Policy on the website for full details on how your data is used.

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