Engineering & Fabrication Insurance

Engineering & Fabrication Insurance

Specialist protection for engineering workshops, fabricators, welders and precision manufacturers.

Engineering and fabrication businesses face a wide range of operational risks every day, from working with heat and heavy machinery to producing manufactured components under tight tolerances and deadlines. Accidents, defects, machinery breakdown, and liability claims can all have serious financial consequences if something goes wrong.

At The Yorkshire Broker, we arrange tailored Engineering & Fabrication Insurance that protects your people, your premises, your tooling, and the products you manufacture, ensuring your business can keep moving, even when the unexpected happens.

Who is this cover for?

This insurance is ideal for businesses involved in:

Metal fabrication & welding

CNC machining

Precision engineering

Sheet metal work

Toolmaking & component manufacturing

Cutting, forming & finishing

Steelwork fabrication

Machine shops & engineering workshops

Industrial structural fabrication

Sub-contract manufacturing

Whether you operate as a small engineering workshop or a large fabrication plant, we’ll help arrange cover that fits your operation.

What Does Engineering & Fabrication Insurance Cover?

A comprehensive policy can include:

Property Damage

Protection for your buildings, machinery, equipment, tooling and stock against:

  • Fire, explosion and lightning
  • Storm and flood
  • Escape of water
  • Theft or attempted theft
  • Accidental damage
  • Malicious damage
  • Impact damage
  • Subsidence, heave or landslip

Machinery, Plant & Equipment

Cover for:

  • Fixed plant machinery
  • Production equipment
  • Workshop tooling
  • Mechanical failures
  • Electrical breakdown
  • Production line equipment
  • Hired-in or leased machinery (optional)

Portable Tools Cover

Protection for tools used on or away from your premises — ideal for welders, fitters and on-site engineers.

Stock & Materials

Including:

  • Raw materials
  • Fabricated parts
  • Finished products
  • Customer goods held in trust

Public & Products Liability

Protection if a third party suffers injury or property damage due to your work, products, installations or completed parts.

Includes cover for:

  • Faulty workmanship
  • Product defects
  • Manufacturing errors

Employers’ Liability

Legally required if you employ staff.
Covers injury or illness suffered while working for you.

Professional Indemnity (Optional)

Cover for:

  • Design work
  • Consultancy
  • Specification errors
  • Technical advice
  • CAD/CAM design work

Ideal for companies producing engineered or bespoke solutions.

Engineering Inspection (Optional)

Compliance inspection programmes for:

  • Pressure systems
  • Forklifts
  • Lifting equipment
  • Compressors
  • Boilers
  • Electrical installations
  • Local exhaust ventilation systems
    (Cross-link friendly!)

Business Interruption

Protection against loss of income following insured damage, such as fire or machinery failure.

Covers:

  • Loss of turnover
  • Increased working costs
  • Temporary relocation costs

Goods in Transit (Optional)

Protection for items moved between premises, suppliers and customers.

Cyber & Data Cover (Optional)

Important if you:

  • hold CAD designs
  • store customer data
  • depend on systems and IT infrastructure

Why specialist insurance is essential

Engineering & fabrication carries higher-than-average risks due to:

  • heat processes
  • hazardous machinery
  • manual handling
  • high-value stock
  • expensive tooling
  • tight tolerances
  • subcontract work
  • product liability exposures

Standard business insurance is often not enough.

A specialist policy ensures:

  • correct wording
  • correct risk profile
  • correct liability cover
  • correct machinery exposure
  • accurate stock valuation

Why choose The Yorkshire Broker?

  • Independent broker with access to specialist engineering insurers
  • We take the time to understand your workshop and processes
  • Tailored protection, not a one-size-fits-all policy
  • Local expert support
  • Assistance with claims and renewals
  • Friendly, straightforward advice

We believe in protecting manufacturers and engineers who keep the economy moving.

Get Covered Today

Whether you’re a small machine shop or a large fabrication company, we can help protect your business properly.

Call The Yorkshire Broker today on 01924 929070 to arrange tailored Engineering & Fabrication Insurance for your business.

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