Static Caravan & Static Home Insurance

Specialist insurance to protect your home away from home.

Your static caravan or static holiday home is more than just a property, it’s your escape, your retreat, or even your business. Whether you use it for family holidays, occasional getaways, or as a rental for guests, having the right insurance in place is essential.

At The Yorkshire Broker, we can arrange Static Caravan and Static Home Insurance tailored to your needs, providing financial protection against damage, theft, and liability, so you can relax knowing you’re covered all year round.

What is Static Caravan & Static Home Insurance?

Static Caravan Insurance is designed to protect your caravan, its contents, and your liability as an owner or occupier. It provides cover for a wide range of risks including fire, flood, theft, and accidental damage, whether your caravan is used personally or let out to others.

We can arrange policies for:

Privately owned static caravans and lodges
Holiday homes on recognised parks or private land
Caravans used for personal or holiday letting
Residential static park homes

What’s Covered

A comprehensive Static Caravan or Static Home Insurance policy can include:

Buildings & Structure

Loss or damage to the caravan, including its fixtures, fittings, and structural elements.
Theft or attempted theft, including damage caused during an attempted break-in.
Fire, storm, flood, and escape of water.
Subsidence, heave, or landslip affecting the caravan base or pitch.
Accidental damage to the structure, doors, windows, or fittings.
Loss or damage while the caravan is in use or unoccupied (subject to conditions).

Contents & Personal Effects

Cover for loss or damage to contents and personal belongings such as clothing, luggage, kitchenware, and general household goods within your caravan.

Lost Keys

Loss of keys cover (up to policy limits) for locks on doors, windows, and outbuildings.

Alternative accommodation

Alternative accommodation or hire of a similar caravan if your caravan becomes unusable or cannot be hired out following insured damage.

Public Liability

Public liability cover, protection if a guest or member of the public is injured, or their property is damaged, in connection with your caravan.

Optional Covers

To give you even greater peace of mind, you can choose from a range of optional extras, including:

Personal Accident

Provides a cash benefit if you or your family are accidentally injured in or around your caravan.

Freezer Contents

Covers food spoilage following mechanical or electrical breakdown — up to £250 in any one period of insurance.

New for Old Cover

If your caravan is damaged beyond repair or stolen and not recovered, we can provide replacement on a new-for-old basis, ensuring you receive a brand-new model of equivalent specification (subject to age and policy limits).

Why You Need Specialist Static Caravan Insurance

Static caravans and lodges face unique risks compared with bricks-and-mortar homes. Exposure to weather, unoccupancy during winter months, and regular guest use can all increase the likelihood of damage or claims.

Having the right specialist cover means you’ll be protected for:

Weather-related and accidental damage

Liability for guests or visitors

Loss of income if your caravan can’t be let

Replacement costs if your caravan is beyond repair

Theft or vandalism while the caravan is unoccupied

Why Choose The Yorkshire Broker?

Independent advice with access to specialist caravan insurers
Cover available for personal use, letting, and residential park homes
Tailored policies designed around your needs and lifestyle
Clear, friendly advice and a dedicated point of contact
Help with claims and renewals for complete peace of mind

Whether your caravan is by the coast, in the countryside, or part of a holiday park, we’ll help you find the right cover at the right price.

Protect Your Static Caravan or Holiday Home Today

Your static caravan is your home away from home, make sure it’s protected properly.

Call The Yorkshire Broker on 01924 929070 to arrange your Static Caravan & Static Home Insurance and enjoy your time away with confidence.