Courier Insurance

Specialist protection for couriers, delivery drivers and multi-drop businesses.

Whether you deliver parcels locally or transport goods across the country, being a courier means you’re always on the move, and so are your risks. From damaged goods to road accidents or theft, it only takes one incident to disrupt your day and affect your income.

At The Yorkshire Broker, we arrange Courier Insurance designed to keep you and your business on the road, protecting your vehicle, your goods, and your livelihood.

What is Courier Insurance?

Courier Insurance is a type of business motor and goods protection designed for people who deliver parcels, packages, or other goods for hire or reward.

It provides cover for your vehicle and the goods you carry, as well as public liability and legal protection, helping you stay compliant and financially protected.

It’s suitable for:

Independent couriers and delivery drivers
Multi-drop drivers working for major parcel networks
Self-employed drivers using their own vehicles
Small courier companies with one or more vans

Whether you’re part of a national delivery chain or working with local businesses, Courier Insurance gives you the protection you need to operate with confidence.

What Does Courier Insurance Cover?

A typical policy can be tailored to include:

Goods in Transit Insurance

Protects parcels, packages, and other goods you’re responsible for against loss, damage, or theft while in transit, being loaded, or unloaded.

This can include cover for:

Goods left in vehicles overnight (subject to security requirements)
Theft from unattended vehicles
Damage caused by accidents or handling

Public Liability Insurance

Covers your legal liability if a customer, pedestrian, or member of the public is injured, or their property is damaged during your work, for example, if a parcel is dropped or equipment causes an accident.

Employers’ Liability Insurance

A legal requirement if you employ other drivers, loaders, or administrative staff.

Courier Van or Vehicle Insurance

Covers your vehicle for hire and reward use, which standard commercial or private vehicle insurance does not.
Options include:

Comprehensive, Third Party Fire & Theft, or Third Party Only cover
Protection for multiple drivers or named drivers
Courtesy vehicle following an accident (optional)

Optional Covers

Legal Expenses

covers the cost of defending motoring prosecutions or contractual disputes

Personal Accident Cover

provides a financial benefit if you’re injured and unable to work

Tools & Equipment in Transit

covers work equipment carried in your vehicle

Breakdown & Recovery Cover

roadside assistance and recovery to minimise disruption

Why Courier Insurance Matters

Standard vehicle insurance does not cover you for hire and reward use, meaning if you deliver goods for payment, you could be uninsured.

Courier Insurance ensures you’re legally compliant and financially protected if:

Goods are stolen or damaged in your care

You’re involved in an accident while making deliveries

A member of the public is injured in connection with your work

You lose income due to an accident or theft

With the right cover in place, you can keep doing what you do best — delivering on time and keeping customers happy.

Who We Work With

We help insure a wide range of delivery professionals, including:

Independent parcel couriers and multi-drop drivers

Same-day and next-day delivery businesses

Contract drivers for large logistics firms

Local delivery companies and light haulage operators

Whether you drive a small van or operate a fleet, we’ll arrange cover that fits your exact needs.

Why Choose The Yorkshire Broker?

Independent advice from experienced transport insurance specialists
Access to a wide panel of UK insurers
Tailored policies designed around your routes, clients, and goods carried
Support with claims, renewals, and policy adjustments
Friendly, personal service from a team that understands your business

We’ll take the time to understand your work patterns, delivery contracts, and the value of goods you carry, then find cover that protects your business at the right price.

Protect Your Courier Business Today

At The Yorkshire Broker, we’ll help keep your courier business moving with flexible insurance that protects what matters most.

Call us today on 01924 929070 to discuss Courier Insurance and get a tailored quote for your business.