Commercial Property Insurance

Protect your business premises, assets, and income with tailored Commercial Property Insurance.

Whether you own an office building, industrial unit, shop, or mixed-use premises, your property is one of your business’s most valuable assets. Fires, floods, vandalism, or accidental damage can cause major disruption, and without the right cover, the financial impact can be severe.

At The Yorkshire Broker, we help businesses of all sizes protect their premises with comprehensive Commercial Property Insurance, tailored to your risks and operations.

What is Commercial Property Insurance?

Commercial Property Insurance provides cover for buildings and contents used for business purposes. It protects you against damage or loss caused by events such as fire, flood, storm, theft, and accidental damage.

Whether you run your business from the property or lease it out, the right insurance ensures your investment is properly protected.

This type of policy is suitable for:

Property owners

who rent to commercial tenants

Owner-occupiers

who operate from their own premises

Investors or landlords

with multiple commercial buildings

What Does Commercial Property Insurance Cover?

A comprehensive policy can include the following:

Buildings Insurance

Covers the cost of repairing or rebuilding your property if it’s damaged by fire, flood, storm, vandalism, or other insured events. This includes fixtures and fittings such as floors, ceilings, and built-in equipment.

Contents and Equipment Insurance

Protects business equipment, furnishings, and tools against theft or accidental damage, whether you operate an office, warehouse, retail store, or workshop.

Loss of Rent or Business Interruption

If your property becomes unusable following an insured event, this cover compensates for lost rental income or helps you maintain cash flow while repairs are made.

Property Owners’ Liability

Protects you if a visitor, tenant, or contractor is injured on your premises or their property is damaged and you’re found legally responsible.

Employers’ Liability (if applicable)

A legal requirement if you employ maintenance staff, caretakers, or security personnel for your property.

Accidental and Malicious Damage

Covers unexpected or deliberate damage caused by tenants, visitors, or vandals.

Unoccupied Property Cover

If your commercial property is vacant between tenants or during renovation, temporary unoccupied cover keeps it protected against fire, flood, or vandalism.

Optional Extras

You can enhance your policy with optional extensions, such as:

Terrorism cover

protects against damage or business interruption caused by acts of terrorism (often required by mortgage lenders).

Glass and signage cover

for windows, shopfronts, and exterior signs.

Legal expenses

to cover disputes with tenants or contractors.

Why Commercial Property Insurance Matters

Property-related incidents can have serious consequences, including:

Costly repairs and downtime
Loss of rental income or business interruption
Damage to valuable assets and stock
Legal claims from tenants or visitors

Having the right cover ensures your business or investment remains financially secure, no matter what happens.

Why Choose The Yorkshire Broker?

Independent advice from experienced commercial insurance specialists
Access to a wide range of leading UK insurers
Tailored policies designed to suit your property type and occupancy
Friendly, professional service with ongoing support at every stage

We take the time to understand your property, tenants, and exposure to risk — ensuring you have comprehensive protection at a competitive price.

Protect Your Commercial Property Today

Whether you own a single building or a portfolio of properties, The Yorkshire Broker can help you arrange the right cover for your needs.

Call us today on 01924 929070 to discuss Commercial Property Insurance and get a quote tailored to your business.