Airside Liability Insurance

Specialist protection for businesses operating on airport runways, taxiways, aprons and restricted airside areas.

Working airside comes with risks that go far beyond standard liability exposures. The environment is tightly regulated, safety-critical and extremely high-value — with aircraft, airport vehicles, passengers, ground staff and essential infrastructure all in close proximity.

Airside Liability Insurance is designed to protect your business if an accident occurs while working in these restricted zones. Whether you provide ground handling, maintenance, cleaning, fuelling, construction, catering or specialist services, a single incident can result in substantial costs if you are not properly insured.

At The Yorkshire Broker, we help businesses secure the specialist airside cover they need to operate safely and compliantly within airport environments.

Who needs Airside Liability Insurance?

This cover is suitable for any organisation working within airside areas, including:

Ground handling and baggage services

Aircraft cleaning and turnaround teams

Catering and hospitality contractors

Maintenance, engineering and aircraft servicing teams

Aviation fuel suppliers and refuelling contractors

Airside construction and infrastructure contractors

Freight handlers and cargo operators

Retail, hospitality or facility staff granted airside access

Vehicle operators, shuttle services and equipment providers

Security and support service contractors

Whether you have a full-time presence airside or only enter restricted zones occasionally, insurance is typically required by airport authorities before access is granted.

What does Airside Liability Insurance cover?

A policy can be arranged around the specific tasks your business performs and the risk level associated with your airside operations.

Public liability

Protects your business if your actions cause injury to third parties or damage airport property, aircraft, equipment or vehicles.

Examples include:

damage to an aircraft during loading, cleaning or maintenance
collisions involving airside vehicles
injury to airport staff or contractors
damage to airport infrastructure, stands or service equipment

Given the high value of aircraft and equipment, claims can be substantial — making specialist cover essential.

Employers’ liability

Required if you employ staff.
Covers injuries or illnesses suffered by employees while working airside, including incidents involving machinery or ground vehicles.

Airside vehicle liability

Protection for vehicles operating within restricted zones, including tugs, vans, belt loaders, lifts, catering trucks and service vehicles.

Covers:

collisions with aircraft or equipment
damage to airport property
injury to other airside personnel

Property damage and equipment cover

Optional protection for tools, machinery and vehicles used airside, including sudden damage, theft or accidental loss.

Contractors’ risks (optional)

For construction or maintenance firms, this covers property damage and liability during airside building, repair or infrastructure works.

Business interruption

Protection if your operations are halted following an insured event, covering loss of income and increased working costs.

Legal expenses

Support with contractual disputes, health and safety investigations, regulatory matters and liability claims.

Additional specialist covers

Depending on the nature of your work, policies can also include:

Environmental liability for spills or contamination

Damage to items being worked on (e.g., aircraft parts)

Professional indemnity for engineering or technical services

Personal accident cover for airside workers

Why specialist airside insurance is essential

Working airside involves higher risks than almost any other commercial environment. A small mistake can lead to large financial losses, significant operational disruption and regulatory consequences.

Specialist airside cover is essential because:

standard liability policies often exclude airside work
the value of aircraft and equipment is extremely high
accidents can affect safety-critical airport operations
airport authorities typically require specific levels of cover
working around aircraft introduces additional risks such as jet blast, foreign object debris (FOD) and noise impacts

Without the correct cover, you may not be allowed to work airside at all — and you could be left exposed to substantial claims.

Why choose The Yorkshire Broker?

We understand the strict requirements of airport operations and the specialist risks associated with airside work. Our role is to simplify the process and ensure you have the correct protection in place before stepping airside.

When you work with us, you benefit from:

Access to insurers experienced in aviation and airside risks

Tailored policies designed around your specific operations

Clear explanations without jargon

Support with airport compliance requirements

Help with claims, renewals and ongoing adjustments

A friendly, local service backed by industry expertise

We make arranging specialist aviation-related insurance straightforward and stress-free.

Secure your airside cover with confidence

Call The Yorkshire Broker on 01924 929070 to arrange Airside Liability Insurance tailored to your business.